The Uniform Appraisal Dataset (UAD 3.6) Has Arrived!



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Residential appraising has now officially entered a new era. With the institution of UAD 3.6, the traditional way of communicating the appraisal report is undergoing a deep transformation and modernization that affects not only the appraisal community, but also lenders and other stakeholders that have a vested interest in the valuation process. The Uniform Residential Appraisal Report (URAR) as well as many of the other legacy appraisal forms for various property types are being phased out and replaced with a dynamic new reporting structure, an initiative that not only redesigns the reporting format but also transforms the reporting process in its entirety with the goal of standardization.

FOR THE LENDING COMMUNITY

As of January 26, 2026, the implementation of UAD 3.6 is now officially within its ‘Broad Production’ phase where lenders may submit appraisal reports to the production environment of Government Sponsored Enterprises (GSE’s) without obtaining a GSE approval. While such a transformation may appear to be formidable, Bluestone Title is available to provide support while this transformation continues to assist with any uncertainties that you may have. Here are some links that you may find helpful as this transformation commences:

Fannie Mae/Freddie Mac references:

FOR THE RESIDENTIAL REAL ESTATE APPRAISAL COMMUNITY

As the goal of UAD 3.6 is to standardize the industry dataset for any residential property type to be submitted through the joint-Government Sponsored Enterprise (GSE) Uniform Collateral Data Portal® (UCDP®), the revised UAD single data-driven Uniform Residential Appraisal Report (URAR) will replace many legacy appraisal forms that the appraisal community is familiar with, including:

  • Uniform Residential Appraisal Report (1004 / 70)
  • Uniform Residential Appraisal Report (Desktop) (1004 Desktop / 70D) 
  • Uniform Residential Appraisal Report (Hybrid) (1004 Hybrid / 70H)
  • Individual Condominium Unit Appraisal Report (1073 / 465)
  • Individual Condominium Unit Appraisal Report (Desktop) (1073 Desktop / 465D)
  • Individual Condominium Unit Appraisal Report (Hybrid) (1073 Hybrid / 465H)
  • Exterior-Only Inspection Individual Condominium Unit Appraisal Report (1075 / 466)
  • Exterior-Only Inspection Residential Appraisal Report (2055 / 2055)
  • Manufactured Home Appraisal Report (1004C / 70B)
  • Individual Cooperative Interest Appraisal Report (2090)
  • Exterior-Only Individual Cooperative Interest Appraisal Report (2095)
  • Small Residential Income Property Appraisal Report (1025 / 72)
  • Appraisal Update and/or Completion Report (1004D / 442)
  • Single Family Comparable Rent Schedule (1007 / 1000)

As of November 2, 2026, implementation of UAD 3.6 is mandated. At that time submissions of appraisals via UAD 2.6 will cease completely whereby all appraisers must adhere to the new format of communicating appraisals. Although the conversion to UAD 3.6 may well appear challenging, the appraisal community’s next step should be from awareness of UAD 3.6 and into a readiness plan for implementation. Bluestone Title is here to assist appraisers as this initiative commences, and to assist with any queries of concern. The following links provide relevant information as the conversion to UAD 3.6 commences:

Fannie Mae/Freddie Mac references:

Fannie Mae/Freddie Mac reference documents:

Educational links – Fannie Mae/Freddie Mac references:

Educational links – Industry references:

The major software providers also have information available pertaining to the UAD 3.6 initiative; it is recommended that you confer with your software provider or visit the company’s website for additional materials. Here are some industry providers with links to videos or pages for each:

Educational links – Educational providers:

Educational opportunities on UAD 3.6 are available in person, via livestream, or via self-paced online.